All calculators
Budgeting and everyday money
Monthly surplus, savings rate, emergency funds and the cost of regular spending.
- Monthly budget calculatorAdd income and the main monthly costs to see what is left.
- Household budget calculatorCombine two people's take-home pay and compare it with shared and personal costs.
- Monthly surplus or deficit calculatorSubtract spending from income for one month.
- Savings rate calculatorShow the share of income that is not spent.
- Emergency fund calculatorMultiply essential monthly costs by the number of months you want to cover.
- Cost of living calculatorAdd the regular costs of a household and turn them into a monthly and annual total.
- Expense reduction calculatorShow what a percentage cut in spending frees up over a year.
- Daily spending until payday calculatorDivide the money left by the days until you are paid.
- Bill splitting calculatorSplit a bill by equal people or by a percentage share.
- Recurring subscription cost calculatorTurn weekly, monthly and annual subscriptions into one yearly cost.
- Inflation impact on household spendingShow what today's monthly spending could cost after a chosen inflation rate.
- Required income calculatorGross up a take-home target using the salary calculator, so tax and National Insurance are included.
- Household income comparison calculatorCompare two household income mixes and the difference over a year.
- Net worth calculatorAdd what you own, subtract what you owe, and keep property and its mortgage separate.
- Cash runway calculatorSee how many months cash would last at a steady monthly shortfall.
- Financial goal affordability calculatorCheck whether a monthly amount reaches a target by a number of months, with optional growth.