Free calculator · no account needed
Savings rate calculator
Show the share of income that is not spent.
Illustrative result
25.0% savings rate
- Amount unspent
- £800.00
- Savings rate
- 25.0%
Assumptions
- The rate is income minus spending, divided by income.
- There is no universal good rate. It depends on your commitments.
Questions
Should debt repayments count as saving?
They reduce debt rather than increase a savings balance. Leave them in spending if you want the rate to mean cash saved.
Use this in your own plan
The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.
Related calculators
Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.
Live result25.0% savings rateSee breakdown