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Emergency fund calculator
Multiply essential monthly costs by the number of months you want to cover.
Illustrative result
£10,800.00 target
- Target
- £10,800.00
- Still to set aside
- £8,300.00
- Already set aside
- £2,500.00
Assumptions
- Essential costs are the bills and spending you could not drop quickly. The target is that amount times the months.
- The fund is part of your cash, not a new asset.
- Do not add this target on top of the cash you have already counted.
Questions
Is three or six months required?
No. The months field is your choice. Irregular income is a reason some people choose a longer cover.
Use this in your own plan
The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.
Related calculators
Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.
Target£10,800.00See breakdown