Features

What Aldoraun does

These are the features in this version. Open banking, automatic bank feeds and regulated advice are not included.

Overview
Net worth, cash, this month's income and surplus, from saved records.
Accounts and transactions
Cash, ISAs, investments, pensions, property, mortgages, student loans, credit and other debts. Each type has a treatment so values are not counted twice.
Budgeting
Monthly category plans compared with transactions.
Income and expenses
Salary with tax assumptions, other income marked as already received, and recurring costs.
Cashflow
A deterministic month-by-month forecast. Free includes 12 months. Plus extends it.
Assets and liabilities
The same accounts, filtered. Property equity is value minus the linked mortgage.
Student loans and pensions
Plan thresholds affect take-home pay and the loan balance. Pension method changes tax and National Insurance.
Goals and scenarios
Targets and what-ifs that do not rewrite the baseline.
Calculators
The public library, also available once you are signed in.

Try it with your own figures

Free accounts include budgeting and a 12 month forecast.