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Net worth calculator

Add what you own, subtract what you owe, and keep property and its mortgage separate.

Illustrative result

£94,000.00 net worth

Assets
£307,000.00
Liabilities
£213,000.00
Net worth
£94,000.00
Property equity
£70,000.00

Assumptions

  • Property equity is the property value minus the mortgage. The mortgage is not subtracted a second time.
  • A defined benefit pension income is not a lump sum and should not be entered as an investment.
  • Enter your share only if you do not own the whole asset.
  • Goal balances are not added. They are an allocation of money already counted.

Questions

Should I include my workplace pension?

Include a defined contribution pot. Do not also list the same pot as an investment.

Use this in your own plan

The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.

Related calculators

Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.

Net worth£94,000.00See breakdown