All calculators
Property and mortgages
Repayments, equity and the property transaction taxes used in England, Northern Ireland, Scotland and Wales.
- Mortgage repayment calculatorCalculate a capital-and-interest mortgage payment and the interest over the term.
- Mortgage affordability calculatorApply an income multiple you choose and show the payment on that borrowing.
- Property deposit calculatorTurn a price and a deposit percentage into pounds, and show what is left to borrow.
- Loan-to-value calculatorShow borrowing as a percentage of the property value.
- Mortgage overpayment calculatorCompare the interest and term with and without a monthly overpayment.
- Mortgage overpayment versus investingCompare interest saved with an investment assumption on the same monthly amount.
- Mortgage amortisation calculatorShow how much of each year's payment is interest and how the balance falls.
- Fixed rate versus another rateCompare monthly payments at two interest rates.
- Mortgage interest cost calculatorTotal the interest on a repayment mortgage.
- Rent versus buy calculatorCompare rent with mortgage interest, maintenance and an illustrated change in equity.
- Property equity calculatorSubtract the mortgage from your share of the property.
- Home purchase budget calculatorAdd the deposit you have to the borrowing you are willing to test.
- Stamp Duty Land Tax calculatorEstimate residential Stamp Duty for England and Northern Ireland, including first-time buyer relief and the additional-property surcharge.
- Land and Buildings Transaction Tax calculatorEstimate residential LBTT in Scotland, including the Additional Dwelling Supplement where you select it.
- Land Transaction Tax calculatorEstimate residential Land Transaction Tax in Wales, including the higher residential rates.
- Buy-to-let yield calculatorShow gross yield from annual rent and the purchase price.
- Buy-to-let cashflow calculatorSubtract mortgage, costs and an allowance for empty periods from rent.
- Rental income tax estimatorEstimate Income Tax on individual residential rental profit, with a 20% credit for finance costs.
- Property price growth calculatorApply a yearly growth assumption to a property value.
- Mortgage term comparisonCompare the payment and total interest of two mortgage terms.