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Mortgage repayment calculator
Calculate a capital-and-interest mortgage payment and the interest over the term.
Illustrative result
£1,055.67 a month
- Monthly payment
- £1,055.67
- Interest over the term
- £116,703.01
- Total paid
- £317,756.67
Assumptions
- Interest is a nominal yearly rate divided by 12. The worked example is £200,000 at 4% for 25 years.
- Fees, insurance and a lender's actual offer are not included.
Questions
Why might my lender's figure differ?
Fees, the day the interest is charged, and a different rate will change the payment. The example payment is £1,055.67.
Use this in your own plan
The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.
Related calculators
Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.
A month£1,055.67See breakdown