All calculators
Debt and borrowing
Repayment schedules, interest cost and payoff comparisons. These are illustrations, not lending decisions.
- Personal loan repayment calculatorCalculate the monthly payment and interest on a personal loan.
- Credit card repayment calculatorPay a fixed amount each month and see the interest and the time to clear the card.
- Debt payoff calculatorClear one debt with a monthly payment above the interest.
- Debt snowball versus avalancheCompare paying the smallest balance first with paying the highest rate first.
- Interest cost calculatorShow a year of interest on a balance if you do not repay principal.
- Debt-to-income ratio calculatorCompare monthly debt payments with gross monthly income.
- Loan affordability calculatorTest a loan payment against the monthly surplus you have.
- Early repayment calculatorSee the interest avoided by paying off a loan now.
- Overpayment savings calculatorShow the interest saved by a regular overpayment on one debt.
- Debt consolidation comparisonCompare the interest on current debts with one replacement loan. This is illustrative and not a recommendation to consolidate.
- Interest rate change impactShow how a new rate changes the monthly interest on a balance that does not fall.