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Debt consolidation comparison

Compare the interest on current debts with one replacement loan. This is illustrative and not a recommendation to consolidate.

Illustrative result

Illustrative interest comparison

A consolidation loan can cost more if the term is longer, even at a lower rate. Fees are not included. This is not a suggestion to take a new loan.
A positive difference means the replacement loan costs more interest on these inputs.

Should I consolidate?

The page only compares interest. It does not know early repayment charges, your credit file or whether the new payment is affordable.

The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.

Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.