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Debt-to-income ratio calculator
Compare monthly debt payments with gross monthly income.
Illustrative result
33.8%
- Monthly debt payments
- £1,350.00
- Debt-to-income
- 33.8%
Assumptions
- The ratio is payments divided by gross income. Lenders use their own definitions.
Questions
Is there a pass mark?
No. The percentage is the calculation, not a lending decision.
Use this in your own plan
The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.
Related calculators
Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.
Live result33.8%See breakdown