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Salary comparison calculator
Compare the estimated take-home pay of two gross salaries under the same tax year and pension choices.
Illustrative result
£5,039.96 difference in estimated annual take-home pay
2026 to 2027 · England, Wales and Northern Ireland
- First net pay
- £28,720.12
- Second net pay
- £33,760.08
- Difference
- £5,039.96
- First Income Tax
- £4,486.00
- Second Income Tax
- £5,886.00
Assumptions
- Both salaries use the same tax year, country, pension method and student loan plan.
- The difference is an estimate for equal monthly pay.
- A negative difference means the second salary has lower estimated take-home pay.
Questions
Will the whole pay rise be taxed at 40%?
Only the slice that falls in the higher-rate band. The comparison runs the full calculation twice.
Use this in your own plan
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Related calculators
Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.
Difference in estimated annual take-home pay£5,039.96See breakdown