All calculators
Major life decisions
A pay rise, a career break, a house or earlier retirement, shown as a change from a starting point.
- Can I afford to buy a house?Compare a mortgage payment and buying costs with your monthly surplus.
- Early retirement affordabilityCheck a pot against spending for the years before a State Pension age you choose.
- Monthly savings requirementDivide a target by the months you have, with no growth.
- Salary increase impactShow the extra monthly take-home pay and what it does to a savings rate.
- Expense increase impactShow a higher monthly cost over a year and what it does to surplus.
- Career break impactShow the take-home pay you would not receive and the cash used during the break.
- Reduced working hours calculatorScale a salary by the hours you would work and estimate the new take-home pay.
- Bonus impact calculatorShow a bonus after estimated tax and what it adds to a savings goal.
- Increased investment contributionCompare two monthly contribution assumptions over the years you choose.
- Spending affordability calculatorTest one purchase or monthly cost against this month's surplus.
- Financial independence targetSet a pot target from spending and see the gap from what you have.