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Can I afford to buy a house?

Compare a mortgage payment and buying costs with your monthly surplus.

Illustrative result

The monthly cost fits the surplus you entered

This is an illustration. It is not a mortgage offer, a lending decision or a guarantee of investment growth.
Affordable means the payment plus ownership costs is within the surplus. A lender may say something different.

Where is stamp duty?

It is a one-off cost. Keep it out of the deposit if you need cash for it, and use the tax calculator to size it.

The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.

Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.