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State Pension inclusion calculator

Turn the full new State Pension, or your own weekly forecast, into a yearly figure and a share of the income you want.

Illustrative result

£12,547.60 a year at this weekly rate

Yearly State Pension
£12,547.60
Spending not covered
£7,452.40

Assumptions

  • £241.30 a week is the full new State Pension rate published on GOV.UK when checked on 23 October 2026. Your amount can be different. Future uprating is not included.
  • The stored full weekly rate for reference is £241.30.

Questions

How many qualifying years are needed?

A National Insurance record that starts after April 2016 generally needs 35 qualifying years for the full rate. Contracted-out years can change that. This page does not check your record.

Use this in your own plan

The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.

Related calculators

Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.

A year at this weekly rate£12,547.60See breakdown