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Real versus nominal return calculator
Turn a nominal rate and an inflation assumption into a real rate.
Illustrative result
2.44% real
- Real yearly rate
- 2.44%
Assumptions
- Real rate = (1 + nominal) / (1 + inflation) − 1.
Questions
Can the real rate be negative?
Yes, when the inflation assumption is higher than the nominal rate.
Use this in your own plan
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Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.
Live result2.44% realSee breakdown