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Lump sum versus regular investing comparison

Compare investing a sum now with spreading it over the months you choose.

Illustrative result

£266.44 on a steady assumption

Lump sum
£12,488.90
Regular
£12,222.46

Assumptions

  • Growth is an assumption compounded monthly from the annual rate you enter. It is not a forecast and it is not guaranteed.
  • A steady positive rate favours paying in earlier. A falling balance can reverse that.

Questions

Does this include charges?

No. Use the fee calculator for charges.

Use this in your own plan

The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.

Related calculators

Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.

On a steady assumption£266.44See breakdown