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Financial independence calculator

Estimate a pot from yearly spending and a withdrawal rate you choose.

Illustrative result

£750,000.00

Pot = spending divided by the withdrawal rate. It ignores tax, the State Pension and the chance of a poor sequence of returns.

Is this a rule I should follow?

No. It turns a spending figure into a pot at the rate you typed.

The result stays in your browser. Create an Aldoraun account if you want to keep a budget, accounts and a cashflow forecast.

Estimates only. Tax and repayment rules can change, and this is not financial, tax or pension advice.